Attorney Ferrario has successfully represented
clients for more than twenty-eight years. He is backed by a
competent, experienced staff of three paralegals who all take pride
in taking care of the needs of their clients. Together they will
work to provide you competent, legal help to get you real results.
We look forward to working with you on your case.
Attorney
Raymond Ferrario
Admitted Pennsylvania Bar and Pennsylvania U.S.
District Court, Middle District of Pennsylvania, and Supreme Court
of Pennsylvania in 1981; the U.S. Court of Appeals, Third Circuit,
1982, and the U.S. Tax Court, 1989.
Graduated Pennsylvania State University (Bachelor
of Arts) with distinction, 1978; and Temple University (Juris Doctor
1981).
Past Solicitor and past Chairman of the Board of Trustees of Elm
Park United Methodist Church. Member of the Pennsylvania Bar
Association and Lackawanna County Bar Association, and Middle
District of Pennsylvania Bankruptcy Bar Association. Served on the
Rules Committee for the U.S. Bankruptcy Court for the Middle
District of Pennsylvania.
Former Solicitor of Covington Township, former
Chairman of the Scranton Civil Service Commission, and past
President of the Kiwanis Club of Scranton.
Engaged in the general practice of civil trial
litigation since 1981, and started this firm in the Scranton Life
Building in 1989. Mr. Ferrario's practice of law emphasizes
bankruptcy, debtor and creditor representation, civil trial
litigation, including negligence cases, commercial litigation,
business representation, workers' compensation, divorce litigation,
social security appeal claims, and estates practice.
Paralegals
The office includes three paralegals: Mary Ann
Ralston, Susan Cammerota, and Theresa Dragotto. Each has more than
twenty years of legal experience.

Our Offices are on the 5th floor of the Scranton Life Building
Click Here for directions
Click Here for a
printable listing of the areas of law we regularly practice in.
Bankruptcy and Debtor
Representation
If you are having problems with bill collectors,
we will try to get a good understanding of your overall financial
situation and educate you as to the different options and how they
each work; and then devise a plan on how to approach your financial
problems. You will leave the meeting with Attorney Ferrario with a
clearer plan of attack and a better understanding of what creditors
can and cannot do.
Approaches may include filing a chapter 7 or chapter 13 bankruptcy -
or not filing any type of bankruptcy. Alternatives may include
prioritizing creditors, or paying or not paying creditors. Sometimes
deals have to be made with creditors.
The first meeting is free and usually takes
between sixty (60) and ninety (90) minutes.
Click Here
for question sheets to help you organize
the information you should bring with you to get the most from our
first meeting.
The first meeting is free. Contact our office to make an
appointment.
Mortgage Foreclosure
Once you get three months behind on
your home mortgage payments, the mortgage company will usually send
you a formal notice of its intention to file in the courts for
mortgage foreclosure against your home. Once you are served with the
complaint in mortgage foreclosure, we must react quickly.
Attorney Ferrario's approach is to
first fully understand the facts of your particular situation. He
can then educate you as to the process of foreclosures, show you the
range of different solutions, and work with you on devising the
appropriate strategies. The financial crisis has also led to a
better environment toward working out loan modifications for better
terms with the mortgage company.
We will work with you to devise practical solutions to your reaching
appropriate goals.
Click Here
for question sheets to help
you organize the information you should bring with you to get the
most from our first meeting.
The first meeting is free. Contact our office to make an
appointment.
The first meeting is free. Contact our office to make an
appointment.
Automobile Accidents / Personal
Injury
If you have the misfortune of being
involved in an automobile accident, you can contact us for help on
resolving issues. The insurance company for the other party fully
understands the process and seeks to close its file at the cheapest
cost possible. You do not have to go alone through the process of
trying to persuade an experienced insurance adjuster to pay for your
losses from the accident. We will work with you to get the fairness
which you deserve.
The first appointment is free. Try to
gather all the information you can so we can preserve the necessary
evidence when you need to prove your claims. We usually represent
our clients on a contingency or percentage basis, which means that,
while we pay for costs and time for making and proving your claims,
you do not pay lawyer's fees unless we collect money for you. We
will work hard for you to convince the insurance company and/or the
court to pay you for your losses from this accident.
Helpful documents to bring with
you to the meeting: Auto Insurance Card, Auto Insurance
Policy, Auto Insurance Declaration Sheet, Police Accident Report or
Notice, photographs of the damages and/or accident scene, vehicle
towing records, any bills related to the accident, medical bills and
medical records, loss of work dates, recent paystubs, any estimates
pertaining to car damage, contact information for your insurance
company and the opposing insurance adjuster.
Click Here
for question sheets to help
you organize the information you should bring with you to get the
most from our first meeting.
The first meeting is free. Contact our office to make an
appointment.
Workers' Compensation / Social
Security Disability
Bring any medical bills and doctor
reports you are able to compile for your claim. We will try to
simplify the process for you so you understand what needs to be done
so you are awarded the compensation you deserve.
We are very approachable, and you
will feel confident that your claim will be presented in an as full,
complete, and positive manner possible. Our strategy is to assemble
the evidence necessary to show the insurance company or the judge
why you are entitled by law for the money and benefits which you
seek. We then try to present this evidence so you are treated fairly
by the justice system.
The first meeting is free. Contact our office to make an
appointment.
Divorce, Custody, Child Support,
Alimony, and Related Economic Issues
Divorce can be one of the worst
experiences that a person will encounter in their lifetime. We will
try to keep the experience as civil as possible. We will approach
issues by trying to solve problems in a practical way and try to
keep extreme emotions from governing actions and making matters
worse. If we cannot civilly work out solutions to disputes, we will
competently litigate the unresolved issues to solution.
With a civil approach, we try to set
and maintain, and attempt to solve issues quicker, cheaper, and
with less emotional and financial cost and stress. We try to reach
overall agreements on all issues.
We charge you for our work and time
on your behalf, on a reasonable hourly basis. For our first meeting,
try to bring the financial information shown in this website
pertaining to your income, expenses, assets, and liabilities. Bring
any other relevant paperwork.
Click Here
for question sheets to help
you organize the information you should bring with you to get the
most from our first meeting.
Kindly schedule an appointment to sit
down and thoroughly discuss your situation.
Please
Click Here for a
complete listing of the areas of law we regularly practice in.
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